Apex Trader Funding's New Plans: What Changed and What It Means for Traders
Apex just overhauled their funded trader plans. EOD drawdown, no payout reviews, relaxed consistency rules, but tighter daily limits and a 6-payout cap. Here's the full old vs new breakdown.
Apex Trader Funding just dropped a massive overhaul to their plans. If you're trading with Apex or thinking about it, this changes a lot. Some of it is genuinely great. Some of it comes with trade-offs you need to understand before you jump in.
TL;DR
- EOD drawdown replaces real-time trailing. Way more breathing room intraday.
- No more payout reviews, denials, MAE rule, or 5:1 risk/reward rule.
- Consistency rule relaxed from 30% to 50%.
- Evals are now a one-time fee (30-day expiry) instead of monthly subscriptions.
- 100% profit split and 20-account max both stay.
- Trade-offs: new daily loss limits ($500 to $2k depending on size), 6-payout cap per account, $250k/$300k accounts removed.
- Legacy accounts are not affected. Old rules stay for existing plans.
Old vs New: Side-by-Side Comparison
| Rule | Legacy Plans | New Plans |
|---|---|---|
| Drawdown type | Real-time trailing | End-of-day trailing |
| Payout reviews | Manual review, possible denial | Automatic, no reviews |
| MAE rule | Yes | Removed |
| 5:1 risk/reward rule | Yes | Removed |
| Video/screenshot proof | Sometimes required | Never required |
| Consistency rule | 30% max per day | 50% max per day |
| Scaling | Separate qualification | Built-in |
| Eval billing | Monthly subscription | One-time fee (30-day expiry) |
| Max account size | $300k | $150k |
| Payouts per account | Unlimited | 6, then reviewed for live |
| Daily loss limit | None | $500 / $1k / $1.5k / $2k |
| Min daily profit | Lower threshold | Higher threshold |
| Profit split | 100% first $25k, then 90/10 | 100% first $25k, then 90/10 |
| Max accounts | 20 | 20 |
| Pass in 1 day | Yes | Yes |
New EOD Evaluation Account Parameters
Here are the specific numbers for each account size on the new plans.
| 25K | 50K | 100K | 150K | |
|---|---|---|---|---|
| Profit Target | $1,500 | $3,000 | $6,000 | $9,000 |
| Max Drawdown (EOD) | $1,000 | $2,000 | $3,000 | $4,000 |
| Daily Loss Limit | $500 | $1,000 | $1,500 | $2,000 |
| Max Contracts | 4 | 6 | 8 | 12 |
| Access Period | 30 Days | 30 Days | 30 Days | 30 Days |
| Consistency | Not Applied | Not Applied | Not Applied | Not Applied |
| Scaling | Not Applied | Not Applied | Not Applied | Not Applied |
A few things stand out. The drawdowns are tighter than legacy plans. And the daily loss limit is brand new. Legacy plans didn't have one at all. Now let's dig into the details.
What Got Better (The Big Wins)
EOD drawdown is now available. This is probably the single biggest change. Under the old rules, your trailing drawdown moved in real time as your account balance hit new highs. That meant if you were up $500 on a trade and it pulled back, the drawdown followed you down immediately. Now with end-of-day drawdown, the trailing threshold only updates at the end of the trading session. That gives you way more breathing room intraday.
No more payout denials or payout reviews. This was one of the biggest complaints about old Apex. Traders would hit their targets, request a payout, and then get denied or stuck in a review process. The new system removes that friction entirely. If you meet the requirements, you get paid. No human review, no judgment calls.
No MAE rule. The Maximum Adverse Excursion rule used to penalize you if your trades went too far against you before coming back. That's gone now. If your trade works out, it works out. They don't care how ugly it looked in the middle.
No 5:1 risk/reward rule. Old Apex flagged trades where your risk was way bigger than your reward. That rule is gone. You can manage your trades however you want.
No video reviews or chart screenshots. Under the old system, Apex could ask you to submit video recordings of your trading or chart screenshots to prove your strategy was legitimate. That's completely gone. Less hassle, fewer hoops.
Consistency and Scaling Changes
Consistency rule relaxed to 50%. The old rule said no single trading day could account for more than 30% of your total profits. That was tight. A lot of traders got tripped up by having one really good day. The new limit is 50%, which is much more forgiving. You can still have standout days without worrying about violating the rule.
Built-in scaling. The new plans include a scaling component. As you prove consistency and hit milestones, your account parameters grow. This used to be something you had to qualify for separately or hope for. Now it's part of the plan from day one.
Black and white rules. This is the change a lot of traders were waiting for. The old system had gray areas where you weren't sure if something would get your account flagged. The new rules are explicit. You know exactly what's allowed and what isn't. No more guessing.
Eval and Pricing Changes
One-time eval fee. This is a big deal for your wallet. Old Apex charged a monthly subscription for evaluations. If you didn't pass in time, you kept paying. New evals are a one-time fee that expires in 30 days. No more surprise charges on your credit card.
Still 1 day to pass. You can still pass an evaluation in a single trading day. That hasn't changed.
80 to 90% discounts still available. Apex regularly runs promos that drop eval prices to around $20. Those aren't going anywhere.
20 accounts max stays. You can still run up to 20 accounts at once. If you're scaling across multiple funded accounts, nothing changes here.
100% profit split stays. You still keep 100% of the first $25,000 per account, then 90/10 after that.
What Got Worse (The Trade-offs)
Not everything is sunshine. There are some real downsides you need to factor in.
Daily loss limits are brand new. Legacy plans didn't have a daily loss limit at all. The new plans add one: $500 on the 25k, $1,000 on the 50k, $1,500 on the 100k, and $2,000 on the 150k. That's a hard cap on how much you can lose in a single session. If you're someone who sizes up aggressively or takes multiple losses before finding your setup, this will bite you. On the 50k account, two bad trades at $500 each and you're done for the day.
Max 6 payouts per account. This is the biggest con. Under the old system, you could keep withdrawing from a funded account indefinitely. Now each account caps out at 6 payouts. After that, Apex evaluates whether to move you to a live account or put you back in sim. That's a real limit on how much you can extract from a single account.
That said, across 20 accounts at the $150k level, the max payout is still around $410k total. That's not small. But it does mean you need to think about account management differently.
$250k and $300k accounts are gone. If you liked the bigger account sizes, they're no longer available on new plans. The largest option is now $150k. Traders who want more capital will need to run multiple accounts instead of fewer large ones.
Higher minimum daily profit. For a trading day to count toward your requirements, you now need a higher minimum profit than before. This means you can't just log in, make $10, and call it a trading day. You need to actually produce something meaningful.
What About Legacy Accounts?
If you already have Apex accounts on the old plans, nothing changes for you. Legacy accounts keep their existing rules, drawdown structure, and payout terms. This only applies to new plans going forward.
That's actually a nice move. Some firms force everyone onto new rules. Apex is letting existing traders keep what they signed up for.
So Is This Good or Bad?
Honestly? For most traders, this is a net positive. The removal of payout reviews alone is worth it. The EOD drawdown gives you way more flexibility. And the one-time eval fee means you're not bleeding money while you learn.
The 6-payout cap is the main thing to watch. If you're someone who milks one funded account for months, you'll need to adjust your approach. But if you're already running multiple accounts and treating this like a trading business, the math still works.
The tighter daily loss limits mean your risk management needs to be dialed in. No room for sloppy sizing or revenge trading. Every loss needs to look the same. If you haven't locked in your position sizing, now is the time.
Why This Makes Journaling Even More Important
Tighter daily loss limits. A 50% consistency rule. Higher minimum daily profits. These new rules all have one thing in common: they reward traders who know their numbers and punish traders who wing it.
If you're running multiple Apex accounts, you need to track which accounts are approaching their 6-payout cap, which ones are close to the daily loss limit, and whether your best day is about to blow through the consistency threshold. That's not something you can keep in your head across 10 or 20 accounts.
This is where journaling your trades goes from "nice to have" to essential. Every trade logged is data you can use to stay within the rules and spot problems before they cost you an account.
Lucrovio was built for exactly this. Log your trades across multiple accounts, track your P&L by account type, and get AI coaching that actually knows your patterns. When you're navigating tighter rules, having a system that flags when you're drifting is the difference between keeping your funded accounts and losing them.
Bottom Line
Apex listened to what traders were asking for. Clearer rules, faster payouts, less red tape. They delivered on most of it. The trade-off is tighter risk parameters and a cap on payouts per account.
If you're disciplined and treating this seriously, the new plans are a step forward. If you were relying on loose rules and gray areas, this will be an adjustment.
Either way, tracking your performance across accounts is more important than ever. When you're managing multiple funded accounts with different rules, you need to know exactly where you stand. Start logging your trades and let the data tell you what's working.